Why you SHOULD add:
If anything malfunctions or breaks while using your camcorder then you don’t have to pay for the full amount of the camcorder. You pay a smaller percentage of the cost of the camera for peace of mind if anything unforeseen occurs.
Why you should NOT add:
If you believe that your crew and the people on your day will be responsible with your camera(s).
Why you SHOULD add:
If anything malfunctions or breaks while using your camcorder then you don’t have to pay for the full amount of the camcorder. You pay a smaller percentage of the cost of the camera for peace of mind if anything unforeseen occurs.
Why you should NOT add:
If you believe that your crew and the people on your day will be responsible with your camera(s).